Monday, August 4, 2014

TSP Closing numbers for the week ending 8/1/2014

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Last week was likely the ugliest week of the year on the stock market with over a 2% drop on just about every index. Here we are entering the 8 month of the year, August and most of us have less 3.56% gain on the year. How spoiled we are and it is expected after a year like last year. Look at the chart above and scan down the YTD 2013 column and it is east to see why we all feel stressed at the results this year. We cannot go up every single day, month, or year and you have to take the good with the bad and at the end you have a good average. Remember my goals, 7% gain for any given 12 month period and no double digit losses for any 12 month period. So far so good, but only making 1.58% in 7 months of babysitting even makes a person like me say at times, why not just invest in the G-fund and forget it. Year to date in the G-fund is 1.37 and I’m at 1.58. So why? Because when we roll, we roll. The G-fund will never roll. So it is worth the time and effort to be involved in the market so my average is higher than that of the G-fund long term.

Ok…..I’m going to post this and then get back to my plan for the future. Remember I mentioned going all in the S-fund last week? I will work on that post and get it out as soon as possible. I’m going to admit that lately at home and at work, I’ve had almost zero time to focus on the markets because of the demands for my time.

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