No change on the C,S, and F. They were all buys last month and are still buys at the end of this month. The new kid on the block is the I-fund. It fired a monthly buy so now you must make your mind up if you want to invest here. All 4 primary indexes are a buy, so that means that all the L-funds are a buy without making any manual modification to them. The most risky is the L-2050 and the least is L-income. You can find out more HERE if you want to see what the distribution is for each fund.
Now I will tell you what I will do with my personal TSP and grandma’s money.
Let’s start with Grandma. The end of this month is the one year anniversary running her account. For those that our new to this information, the reason for me posting this information here is this. We are practicing running this money to replicate running my TSP account after I retire and transfer that money to TD Ameritrade. Grandma’s money at the one year mark increased. $9481.00 which is a return rate of 8.8%. The year prior sitting in a CD at the bank, the return was $81. Dumb.
So we will have to adjust Grandma’s money so we will be 25% into each fund that replicates the TSP funds, AGG, IVV, VB, and VEU.
My personal setup come Monday will be 34% S-fund, 33% C-fund, and 33% I-fund.
So far this year January and February did almost exactly what they did the year previous. So what did our funds do last year in March? Not much. Below is March 2014.
So I’m not expecting anything bad or good in March, but I will still make the move to the I-fund because I’m following the charts. I prefer not to be invested in bonds, but I have a higher risk tolerance than most people. If you want more protection put some of your funds into the F and G. 20% in all the funds would be a perfect move if you want a little safety and risk. Also the L-2030 has about 34% of the portfolio in G and F, so that would give you a nice spread.
Have a great weekend .
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