Why I lean today toward the L-2050

I have my reason to steer folks toward the L-2050 and it has to do with what is winning and the percentages of an index inside that fund. Example, let’s look at the current distribution of the L-2050. Let me clarify, this will be the distribution at the beginning of October but it is not much different currently.

So using the current monthly charts what they say today about being in and out, let’s break it down. C-fund is Yes, so 41.9% of the fund is already a yes vote. Then I-fund is 24.9% and that is a no. The S-fund is 17.95, Yes and F-fund 5.48% yes. G is always a Yes and that is 9.77%.

So based on that, the L-2050 fund is 75.1% Yes and just 24.9% No

L-2040 is 78.7% Yes and 21.3% No

L-2030 is 80.85% Yes and 19.15% No

L-2010 is 84.6% Yes and 15.4% No

L-income is 95% Yes and 5% No

Just know that the L-2050 is the most risky and L-income is the least.

Now let’s go back to the L-2050 we know what indexes are a buy/hold and which are a sell/wait. So why not just takeout the index that is sell/wait and equally distribute that money to the indexes that are buy/hold. So 24.9% of the L-2050 is allocated to the I-fund which is a sell. So let’s divide 24.9 by the 4 indexes that are left and distribute that money to them. So the C = 48.8%, S = 23.95%, F = 11.48%, and the G = 15.77%. This would still give you the aggressive stance of the L-2050 with a 100% Yes answer to the monthly chart.

There are many many combinations that you could use, so think about everything you want to accomplish and then use a monthly chart to make that call. It’s easy and take all the emotion out of it. If you need help with my logic, find me and I will help explain in person.