TSP end of March 2015 numbers and moves. 1st quarter in the books.

The first quarter of 2015 is in the books. So far this year I have accumulated a 3.13% return and if you annualized that I’m paced at 12.52% YTD.  I’m currently still ahead of the L2050 which is always my personal goal to beat and ahead of last years personal return of 2.48%. You can see the numbers in a couple of places above, but my little sort chart to the left is the best and quickest way to see the return comparisons. Above you can also see my current distribution and by the end of this post, you will know if that will change.

The S&P 500 which represents the C-fund, is still a buy and if you already own it, hold it. The C-fund ended March in the hole down 1.57% which was not as good as last years .85% gain. The C-fund is still up .97% for 2015 but that is only half of where it was last year.

The Small Cap which represents the S-fund is still a buy and a hold if you already own it. The S-fund was 1.24% for March 2015 which was much better than March 2014 that was down .69%. The S-fund is up 5.39% for 2015 which is twice what it was last year. I told you it was time for the S to led.

Bonds which represent the F-fund is still a buy or hold if you are already invested. Bonds posted a .47% gain for March 2015 which was better than last years loss of .15%. So far this year, bonds are up 1.68%, which is a little less than 2015.

The International Index which is our I-fund had the most shocking end of the month. For the month of March it ended up down 1.43% and the last day of the month it was down 1.55% in one day. I was literally watching this index all day to see if it was going to be a buy or sell. So by a mere 4 cents, the I-fund is a buy/hold and it gets another 30 days to see if it can continue higher. March 2015 was a loss and so was March 2014 for the I-fund. But year to date, the I-fund still has the largest gain. The positive to take away from this is that the I-fund is still a buy on the Daily and Weekly chart also. So this could be a good opportunity to get in at a low.

Last year I had a .17% loss for March and this year because of the last day pull back of the I, C, and S, I ended up with a loss for March 2015 of .21%. So for the year 2015, month to month comparison to 2014 to 2015 has been almost a perfect match on gains for me and most indexes. So what did April 2014 do last year? See below.

Except for the S-fund, last year was good almost across the board. My return last year for April sucked. :)