Bonds have joined the Monthly buy club. Now it is up to you if you want to add a little conservative fund into your mix. I will remain unchanged this month and have decided to leave my mix as is. As far as my PIP goes, I expect that for the first time in a long time it will go down. I earned 1.92% for July 2017, which is awesome. Last year, I earned 3.39% for July 2016 which was spectacular but hard to repeat.
What did the markets do August 2016? They were basically flat but still had a small gain. Since I’m not greedy and only hate taking losses, any gain is approved by me. Last August I earned .3% which is equivalent to 3.6% a year if paid every month. I’ll still take it over any loss.
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